Investment Disclaimer

Mutual Funds are provided by Equity Associates Inc. that is a registered Mutual Fund and Exempt Market Dealer that offers mutual funds, exempt market products, and select referrals. Other products or services are not offered by, or are the responsibility of, Equity Associates Inc.

The information contained herein is for Canadian residents residing in the province of Ontario only.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Individuals should always read Fund Facts prior to investing and be aware that unless expressly stated, mutual fund products do not have guaranties. Fund values change frequently and past performance may not be repeated.

Other Products/Services Disclaimer

Your advisor may also offer insurance related products, tax or mortgage services. Your advisor requires separate licensing and contracting to conduct such business. All such business is outside of Equity Associates Inc. responsibilities as a Mutual Fund Dealer and Exempt Market Dealer.

Opinion Disclaimer

The recommendations and opinions expressed are those of Better Financial Group and do not necessarily reflect those of Equity Associates Inc.

The articles on this site are not intended to provide individual financial, legal, tax or investment advice but rather are to be used for information purposes only. Particular investment or trading strategies should be evaluated relative to each individual's objectives. Individual should always consult with their financial professional before engaging in any strategy or investment and understand that some strategies are higher risk and are not suitable for all investors.

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Mutual Funds provided through Equity Associates Inc.

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Home, Auto & Commercial Insurance provided through My Insurance Broker.


  • There are no words I can express how grateful I am having Chan working for me. I trust him explicitly as his knowledge and caring personality has proven itself again and again over the years. I never hesitate for a moment to refer my family and friends. None have been anything but pleased.

  • It has been a few years I know Chan Yin as my Financial Advisor. He is very professional and hard to deliver the best for your investments.

  • What can I say about Better Financial? How about they are better than just a financial Advisor in my experience.

    I've been a long standing client of Chan Yin and his team for over 15 years and it's not only what they have done for me financially, it's the personal approach that's kept me with such an incredible and caring company. They have met and exceeded all my goals and have always been there for me. I can't say enough about how professional and kind hearted the team at Better Financial are.

    I have recommended them to all my friends and family and no one has ever been disappointed. Thank you again for all you have done and do for me.

  • Our friends who had previously worked with Chan referred us for our first home purchase. We weren't experienced in this area and didn’t want to make a mistake. Chan was so helpful in guiding us through the process of getting our first mortgage. He also got us a better rate than what we found on our own. His warm and genuine personality inspired trust. This was important for us; we had a good experience and were pleased with the result.

  • We have been working with Chan for a number of years and have found him to provide clear and concise advice in a highly professional manner. He has spent time understanding us, where we are coming from and our goals; has provided clarity on our existing financial planning and has provided us with a clear strategy as to how we achieve the goals that we have.

  • We have been referring clients to Chan for a number of years now. He has always provided them with sound advice and they appreciate his friendly yet professional manner. Over the years he has earned my trust and I now have every confidence that any client I refer to him will receive the best possible service.

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Mortgages provided through Mortgage Intelligence.

Better Insurance Inc.

Life and Health Insurance provided through Better Insurance Inc.

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