Disclaimers

Investment Disclaimer

The information contained herein is for Ontario residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Mutual Funds are provided by Equity Associates, a Mutual Fund Dealer. All other products and services sold other than mutual funds are not supervised or the responsibility of Equity Associates Inc.

Opinion Disclaimer

The recommendations and opinions expressed are those of Better Financial and do not necessarily reflect those of Equity Associates Inc. They and are not specifically endorsed by Better Financial or Equity Associates Inc.

This article is not intended to provide individual financial, legal, tax or investment advice bur rather is to be used for information purposes only. Particular investment or trading strategies should be evaluated relative to each individual’s objectives.

Leverage Disclosure

The use of borrowed funds is an excellent way to leverage one's exposure to the markets. However, the potential for added returns comes with a significant level of added risk. Someone considering this investment tool should be aware of the potential for losses and discuss their tolerance for risk with their advisor. If used properly, Leveraged investing can be very rewarding.

Should you have any questions on the matter, please do not hesitate to discuss it with your advisor. In accordance with regulations set forth by our dealership, Equity Associates, here is a copy of our Leverage Disclosure. Leverage Disclosure document: http://www.innovawealth.ca/images/EA-LevDisc.pdf.

Insurance Disclaimer

Your advisor may also offer insurance related products, tax or mortgage services; provided that they are duly registered to do so under applicable legislation and the dealer approves such activity to be conducted outside of the dealer. Any activities related to such other occupation are not the business of the dealer and are not the responsibility of the dealer.

Our Dealership

Dealer

A WORD FROM OUR CLIENTS

  • There are no words I can express how grateful I am having Chan working for me. I trust him explicitly as his knowledge and caring personality has proven itself again and again over the years. I never hesitate for a moment to refer my family and friends. None have been anything but pleased.

  • It has been a few years I know Chan Yin as my Financial Advisor. He is very professional and hard to deliver the best for your investments.

  • What can I say about Better Financial? How about they are better than just a financial Advisor in my experience.

    I've been a long standing client of Chan Yin and his team for over 15 years and it's not only what they have done for me financially, it's the personal approach that's kept me with such an incredible and caring company. They have met and exceeded all my goals and have always been there for me. I can't say enough about how professional and kind hearted the team at Better Financial are.

    I have recommended them to all my friends and family and no one has ever been disappointed. Thank you again for all you have done and do for me.

  • Our friends who had previously worked with Chan referred us for our first home purchase. We weren't experienced in this area and didn’t want to make a mistake. Chan was so helpful in guiding us through the process of getting our first mortgage. He also got us a better rate than what we found on our own. His warm and genuine personality inspired trust. This was important for us; we had a good experience and were pleased with the result.

  • We have been working with Chan for a number of years and have found him to provide clear and concise advice in a highly professional manner. He has spent time understanding us, where we are coming from and our goals; has provided clarity on our existing financial planning and has provided us with a clear strategy as to how we achieve the goals that we have.

  • We have been referring clients to Chan for a number of years now. He has always provided them with sound advice and they appreciate his friendly yet professional manner. Over the years he has earned my trust and I now have every confidence that any client I refer to him will receive the best possible service.